PUBLISHER TERMS OF USE

Updated September 16, 2026. Operator succession effective August 21, 2026.

Notice of changes. These revisions identify the Florida publisher and update contacts and legal provisions. They apply to new agreements made on or after September 16, 2026. For existing users, material contractual revisions are proposed to take effect October 16, 2026, after advance notice and subject to any assent required by law. They do not retroactively alter accrued claims or disputes. Earlier terms remain applicable to the extent validly agreed and legally required; a prior copy is available by contacting us.

PLEASE READ THESE TERMS. Section 18 addresses governing law, forum, and individual arbitration for persons who validly agree to it, with an opt-out and exceptions. Arbitration ordinarily replaces a court trial, including a jury trial, for claims covered by a valid arbitration agreement. Contractual limitations and waivers apply only where legally enforceable; merely reading a public page or receiving an email does not by itself establish agreement to them.

Summary of material revisions: Florida governing law and revised court/arbitration provisions for persons who validly agree; removal of the contractual one-year claims deadline and independent court jury waiver; accurate limits on speech defenses, statutory notices, and third-party-content protections; and clearer privacy and amendment-consent language. Material contractual revisions for existing users are proposed for October 16, 2026, subject to required assent. Operator/contact corrections and editorial clarifications are current as of September 16, 2026. This update does not expand subscriber-data uses, sharing or retention.

1) Publisher, scope, and agreement

The Private Attorney General Project / PAG Project publication is owned and operated by PAG PROJECT, a Florida limited liability company (Florida document L26000442232) (“PAG,” “we,” “us”). Effective August 21, 2026, the Florida company acquired the publication assets from PAG PROJECT LLC, a separate Texas limited liability company, through an assignment and contribution. This is an asset succession, not a statement that the Texas entity changed its state of formation. The author remains Jeremy Roseberry.

These Terms cover pagproject.com, its publication pages, posts, newsletters, comments, Chat, Notes, and official PAG Project social, podcast, and community channels (the “Sites & Channels”), to the extent PAG controls them. Platform terms also apply. Substack’s terms govern its platform operations and relationship with users; these publisher Terms do not amend Substack’s agreements.

Assent. These Terms create contractual obligations only where you receive legally adequate notice and manifest legally effective agreement, such as an affirmative acceptance that conspicuously references them. We do not assert that every visitor, email recipient, story subject, or third party is contractually bound merely by reading, linking to, or being discussed in a publication. Statutory and constitutional rights and defenses do not depend on a reader’s agreement. A person accepting on behalf of an organization must have authority to bind it.

Contacts. General and privacy inquiries: contact@pagproject.com. Corrections, retraction requests and copyright concerns: Review@pagproject.com. Registered-agent address for formal notices: PAG PROJECT, c/o Registered Agents Inc., 7901 4th St N, Suite 300, St. Petersburg, FL 33702. This is a registered-agent address, not an editorial office. Email is preferred for prompt editorial review; nothing here limits a legally authorized method of service.

2) No professional advice or special relationship

Our publication provides journalism, analysis, opinion, criticism, and petitioning on matters of public concern. PAG is not a law firm, broker-dealer, or investment adviser. Publication content is not legal, tax, accounting, investment, medical, or other individualized professional advice. Reading or submitting material does not create an attorney-client, fiduciary, advisory, or confidential relationship. Separately agreed consulting services are governed by their own written engagement terms. Consult your own qualified professionals before making decisions.

We distinguish factual assertions, attributed allegations, inferences and opinions in context. Describing a statement as opinion or an allegation does not automatically immunize a false factual assertion. Filings and complaints may contain disputed allegations, and filing with an agency or court does not itself establish their truth or government endorsement.

3) Eligibility; accounts

You must be 16 or older to use the Sites & Channels. If you create an account (e.g., via Substack or Discord), you are responsible for safeguarding your credentials and for all activity under your account. We may refuse, reclaim, or remove usernames that violate rights or our rules.

4) Community rules (bright-line guardrails)

You may not, and you agree not to help or induce others to:

• Break the law or solicit, facilitate, or encourage illegal acts;

• Doxx, threaten, stalk, or harass; incite violence; or post targeted abuse;

• Post or link to illegal content, CSAM, non-consensual intimate imagery, or instructions to commit crimes;

• Infringe intellectual-property, publicity, or privacy rights; impersonate others or misrepresent affiliation;

• Spam, scam, run pyramid schemes, or otherwise exploit the community;

• Interfere with the Sites & Channels (scraping at scale, automated access or rate abuse, reverse engineering, circumvention, or malware);

• Bypass paywalls or redistribute paid or subscriber-only content outside your account;

• Harvest, scrape, or use our content or user data to train AI models, build large language models, or create competing or derivative datasets without our prior written consent.

Enforcement. We may moderate, edit, remove, throttle, label, or ban content or accounts at our sole discretion, with or without notice and without liability. We have no duty to monitor but may review reported content. Substack and other platforms may also enforce their own terms independently.

5) Your content (UGC) & license to us

If you post, upload, record, submit, or transmit content (text, images, audio/video, links, metadata, or other material) to any Site or Channel (“UGC”):

• You grant PAG a worldwide, perpetual, irrevocable, sublicensable, transferable, royalty-free license to host, store, cache, adapt, modify, create derivative works from, reproduce, publish, perform, display, translate, excerpt, and distribute your UGC in any media now known or later developed, to operate, promote, archive, defend, and moderate the Sites & Channels (including backups, compilations, excerpts, and translations).

• To the extent permitted by law, you waive any moral rights (e.g., attribution and integrity) and consent to adaptations reasonable in context (formatting, moderation, excerpting, captioning).

• You represent and warrant that you own or control all rights necessary to grant this license and that your UGC complies with law and these Terms.

• You acknowledge that we may publish, quote, or describe your UGC — including in reporting and commentary — and you release us from claims arising from our good-faith publication or description of UGC you chose to submit.

• We may remove, refuse, or retain any UGC at any time.

6) Our content & your limited license

All materials we publish (text, graphics, logos, audio/video, code, documents, and compilations) are owned by PAG or our licensors and protected by intellectual-property laws. We grant you a limited, revocable, non-transferable, non-sublicensable license to access and use the Sites & Channels for personal, non-commercial purposes only. Subject to rights provided by law (including fair use) and applicable platform licenses, any other use — including scraping, bulk downloading, indexing for machine learning, resale or redistribution of paid content, or using our content to train or fine-tune AI models — requires our prior written consent. All rights not expressly granted are reserved.

7) Platform & third-party services

We embed or link to third-party services (e.g., Substack, payment processors, video platforms, social networks, analytics). Their terms and privacy policies govern your use of those services. We are not responsible for third-party content, links, outages, acts, or omissions, and references or links are not endorsements.

8) Tips, donations, memberships, and purchases

We may offer tips, non-tax-deductible donations, memberships, or paid tiers (e.g., via Substack/Stripe or other providers). Unless we state otherwise in writing or as required by law:

• Contributions and subscription fees are non-refundable and not tax-deductible;

• You authorize our processor(s) to charge your payment method and agree to their terms;

• We may change, suspend, or discontinue any offering at any time;

• Paid benefits are personal to your account; sharing, reselling, or redistribution is prohibited.

For Substack-managed payments, Substack’s billing and refund rules apply in addition to these Terms.

9) Copyright concerns

To report suspected infringement in PAG content, contact Review@pagproject.com with the work claimed to be infringed, the specific location of the material, your contact information and authority to act, and supporting details. Formal written notices may be addressed to PAG at the registered-agent address in Section 1.

Substack has a separate Copyright Dispute Policy for notices and counter-notices concerning material hosted on its platform. Follow the current instructions there for a notice to Substack. We may remove infringing material and address repeat infringement as appropriate. This publisher contact is not a representation that PAG has completed a separate Copyright Office designated-agent registration or satisfied every condition for DMCA safe harbor. Knowingly material misrepresentations in a statutory notice or counter-notice may carry liability under 17 U.S.C. § 512(f).

10) Third-party content

We reserve protections available under 47 U.S.C. § 230 and other applicable law for qualifying third-party content and moderation. Those protections have statutory limits and do not provide blanket immunity for content PAG creates or develops. Identifying a source, linking, quoting, or republishing material does not by itself establish a defense. Responsibility is determined by applicable law and the particular facts.

11) Corrections, clarification, retractions, and statutory notice

PAG publishes news and commentary on matters of public interest and reserves all applicable pre-suit notice, correction, retraction, and mitigation defenses. If you believe material is inaccurate, defamatory, or unlawfully invasive of privacy, please promptly send a written concern to Review@pagproject.com or the registered-agent address in Section 1. Suggested subject: NOTICE OF CONCERN. Identify the publication and exact statement, explain the concern, and provide supporting material and the correction or response requested. These additional details help our review; they do not add statutory prerequisites or invalidate otherwise legally sufficient notice.

Florida. Where Fla. Stat. § 770.01 applies, it requires written notice at least five days before a libel or slander action, specifying the publication and statements alleged to be false and defamatory. Section 770.02 may limit recovery to actual damages when its good-faith, reasonable-belief, honest-mistake and timely, full and fair correction/apology/retraction requirements are satisfied. Applicability and deadlines depend on the law, publication and facts.

Other jurisdictions. We also reserve applicable notice and mitigation protections, including Tex. Civ. Prac. & Rem. Code §§ 73.051–73.062 when Texas law applies. This section does not impose a universal condition precedent to every claim, extend a statutory deadline, or displace non-waivable rights.

We review accuracy concerns in good faith and may seek clarification, publish a correction, retraction, update or response, or explain why a change is not warranted. We will not disregard an otherwise legally sufficient notice solely because it omits our preferred subject line or extra requested documents. A correction does not necessarily admit legal liability; its effect is governed by law. Required service and deadlines remain governed by applicable law.

12) Reservation of speech, reporting, and petitioning defenses

We reserve, to the extent applicable to the facts and forum: truth and substantial truth; constitutional protections for speech and press, including the actual-malice standard where required for public-official or public-figure claims; protected opinion and rhetorical hyperbole; fair comment; fair-report and official-proceedings privileges; reporter’s privileges; rights to petition; applicable Noerr-Pennington protections; and whistleblower and anti-retaliation protections. We invoke the First Amendment and applicable Florida constitutional protections, including Article I, sections 4 and 5.

We reserve Florida’s anti-SLAPP protections under Fla. Stat. § 768.295, Texas protections under Tex. Civ. Prac. & Rem. Code Chapter 27 and section 73.002 where applicable, and other available protections. We may seek early dismissal or judgment, fees, costs, stays, sanctions or appellate review where the governing law and procedural rules authorize them. These remedies are not identical in every jurisdiction and are not guaranteed by this notice.

A filing, petition, publication’s label, or a person’s whistleblower status does not automatically immunize every statement or its public republication. We preserve all defenses without representing that every defense applies to every claim.

13) Editorial standards & good-faith basis

We publish based on documents, records, on-the-record sources, official proceedings, and reasoned analysis, and we strive for accuracy on matters of public concern. We routinely link or cite to primary sources so readers may evaluate the basis for our statements and form their own conclusions. We update or correct the record when warranted. This section reflects our editorial practice and our good-faith, non-reckless approach to publication; it is not an independent contractual warranty of accuracy and does not limit duties imposed by law.

14) Disclaimers

THE SITES & CHANNELS ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ACCURACY. WE DO NOT GUARANTEE UNINTERRUPTED OR ERROR-FREE OPERATION OR THAT CONTENT IS CURRENT OR COMPLETE.

15) Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PAG AND ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, DATA, OR GOODWILL, ARISING FROM OR RELATING TO THE SITES & CHANNELS OR THESE TERMS. OUR TOTAL AGGREGATE LIABILITY FOR ANY AND ALL CLAIMS SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM OR (B) US$100. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO PORTIONS OF THIS SECTION MAY NOT APPLY TO YOU.

Nothing in this section excludes liability or remedies that cannot lawfully be excluded, including for fraud, willful misconduct or gross negligence where applicable law prohibits limitation. It does not bind persons who have not validly agreed to it.

16) Assumption of risk; release by users

To the maximum extent permitted by law, you access and use the Sites & Channels at your own risk and assume responsibility for your own conduct, including any UGC you submit and any reliance you place on our content. You release PAG and its members, managers, officers, employees, contractors, agents, and affiliates from claims arising from another user’s conduct or UGC, or from your decision to submit materials, tips, or documents to us.

17) Indemnification

You agree to defend, indemnify, and hold harmless PAG and our members, managers, officers, employees, contractors, agents, and affiliates from and against any claims, losses, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your UGC, your use of the Sites & Channels, your violation of these Terms, or your violation of any law or third-party right.

Indemnification does not extend to the extent a claim results from PAG’s own unlawful conduct or to amounts that cannot lawfully be shifted to you.

18) Dispute resolution and preservation of speech defenses

Scope and assent. This section applies only to persons who validly agree to it and only to the extent enforceable. A court determines whether an arbitration agreement was formed. It does not bind a third party merely because that party reads or is mentioned in our content. Nothing here retroactively imposes an arbitration agreement or changes an accrued dispute without a valid agreement and applicable legal authority.

Governing law. Florida law and applicable U.S. federal law govern these Terms, subject to mandatory law and applicable conflict-of-laws rules. The Federal Arbitration Act governs a valid agreement to arbitrate where it applies. This choice does not require a court to apply inapplicable anti-SLAPP procedures or displace non-waivable consumer rights.

Informal resolution. Please send a dispute notice to contact@pagproject.com identifying the issue and relief requested. The parties should attempt resolution for 30 days where practicable. This process does not prevent timely statutory notice, a filing needed to preserve a claim or deadline, emergency relief, a regulator complaint, or exercise of a non-waivable right.

Individual arbitration. Subject to valid assent, the opt-out and exceptions below, a covered contractual dispute will be resolved by individual arbitration administered by the American Arbitration Association under its applicable Consumer Arbitration Rules. The rules and filing information are available at adr.org/consumer. Fees, hearing location, remote participation, access to remedies and administration must comply with those rules, the Consumer Due Process Protocol and applicable law. No provision here imposes additional batching, stays or consumer costs inconsistent with those requirements. If AAA declines administration because PAG fails to satisfy its requirements, the consumer may proceed in a court of competent jurisdiction.

Exceptions preserving court access. Either party may bring a qualifying individual small-claims action in an authorized court. Claims concerning news reporting, commentary, criticism, petitioning or other public-interest expression are excluded from mandatory arbitration, preserving access to applicable judicial speech defenses. Either party may seek emergency relief where authorized or communicate with regulators. Arbitration does not waive relief that law makes non-waivable.

Class proceedings. For claims subject to a valid arbitration agreement, the parties agree to individual arbitration rather than class or representative arbitration to the extent permitted by law. If this restriction is unenforceable for a claim, that claim proceeds in court; it does not authorize class arbitration without agreement. This provision does not restrict non-waivable public injunctive relief or government enforcement.

Opt-out. You may opt out of this revised arbitration agreement and its class-arbitration restriction by emailing contact@pagproject.com within 30 days after you first validly agree to this revised section, stating your name, subscription email if any, and intent to opt out. Opting out does not affect your subscription. Mere delivery of an update notice is not affirmative assent to arbitration.

Court forum. For persons validly bound by this provision, non-arbitrable disputes may be brought in Florida state courts in Palm Beach County or the U.S. District Court for the Southern District of Florida where subject-matter jurisdiction exists, subject to legally mandatory venue and the small-claims and consumer exceptions above. We do not assert that this clause establishes jurisdiction over non-consenting third parties. No independent contractual jury-trial waiver is imposed on court claims by this revised section.

Statutory periods and reserved defenses. Applicable statutory limitation periods govern; these Terms do not shorten them. In every forum, we preserve all defenses and remedies that actually apply, including Florida or other applicable anti-SLAPP, notice, correction, retraction and privilege protections. An unenforceable provision is severed to the extent permitted without waiving other available defenses.

19) Injunctions and prior restraint

We reserve constitutional and other defenses against prior restraints on lawful speech. Where authorized, we may seek security or a bond sufficient to protect against a wrongful injunction and recover available damages, costs or fees. Applicable law and the court determine entitlement and amount; this policy does not itself impose a bond on a non-consenting person.

20) Legal correspondence and transparency

We may report on legal demands and responses where lawful and in the public interest, with appropriate redactions for privacy and safety. This is subject to applicable law, court orders, enforceable confidentiality obligations and privileges. Sending correspondence is not by itself consent to publication or a waiver of your rights. An unsolicited confidentiality label does not by itself establish an agreement, but we assess legal restrictions before publishing.

21) Source submissions / tipline terms

Unsolicited tips or documents you send (by email, form, or DM) are non-confidential unless we expressly agree otherwise in a signed writing. Do not send materials you are not legally permitted to share or that were illegally obtained. You represent that you have the right to share the materials and that your submission does not violate law, court orders, or third-party rights. We may publish, investigate, summarize, or decline to act on any submission. Where legally permitted, we may notify you of legal requests for your data; we require lawful process to disclose records and will assert reporter’s privilege and all other applicable defenses.

22) Updates and notice

We identify revisions by an updated date and explain material changes. We will provide reasonably prominent advance notice of material contractual revisions, ordinarily at least 30 days through an email or publication notice, unless a shorter period is reasonably necessary for legal or security reasons. Changes apply prospectively, subject to applicable law and any required assent. We will obtain affirmative consent where required. Continued use or receipt of an email does not automatically establish agreement to every amendment. We do not retroactively enlarge data-use permissions or waive accrued rights through a policy edit. Prior versions are available on request.

23) Termination

We may suspend or terminate access at any time, with or without notice or cause. On termination, your license to our content ends. Sections 5, 6, 9–21, and 24, and any provision that by its nature should survive, survive termination.

24) Miscellaneous

These Terms (together with the Substack Terms where applicable) are the entire agreement between you and PAG regarding the Sites & Channels and supersede prior understandings only subject to the effective dates, valid assent and preservation of earlier rights described above. If any provision is held unenforceable, it will be modified to the minimum extent necessary or severed, and the remainder stays in effect. Our failure to enforce a provision is not a waiver. We may assign these Terms (including to a successor or affiliate); you may not assign without our prior written consent. Headings are for convenience only. These Terms are drafted in English, and the English version controls. Notices to PAG must be sent to the contacts above.